Business Solutions: Taking care of your best assets. Your employees.

Qualified Account Set-Up

• 401(k) plans: We work with our business clients a variety of 401(k) plans for businesses of all sizes, including traditional 401(k) plans, Safe Harbor 401(k) plans, and Roth 401(k) plans.
• Individual Retirement Accounts (IRAs): We offer traditional and Roth IRAs for individuals who want to save for retirement.
• Annuities: We offer a range of annuity products, including fixed, variable, and immediate annuities, which can provide retirement income and other benefits.
• Life Insurance: We offer a variety of life insurance products, including term life insurance, whole life insurance, and universal life insurance.
• Disability Insurance: We offer disability insurance to help protect individuals and their families in the event of a disability. If healthy enough, protect 100% of your income.

Executive Benefits

We work with our clients to discover how executive benefits, including deferred compensation plans, split-dollar life insurance, and executive bonus plans can minimize taxes and retain key employees.

• Deferred Compensation Plans: These plans allow business owners to defer a portion of their income and receive it in the future, typically after retirement. This can help business owners reduce their current tax liability and build retirement savings.
• Executive Bonus Plans: These plans allow business owners to provide key employees with additional compensation, which is typically used to purchase life insurance policies. The premiums paid on these policies are tax-deductible for the business, and the policies can provide key employees with valuable life insurance coverage.
• Split-Dollar Life Insurance: This is an arrangement in which the employer and employee share the cost and benefits of a life insurance policy. This can be a useful tool for providing key employees with valuable life insurance coverage, while also allowing the business to recoup some of the costs.
• Group Disability Insurance: This type of insurance provides income replacement for employees who become disabled and are unable to work. This can help business owners retain valuable employees and protect against the financial impact of disability.
• 401(k) Plans: We offer a range of 401(k) plans, which allow business owners to provide retirement savings options for themselves and their employees. These plans can be customized to meet the needs of the business and can offer a range of investment options.
• IRAs and Roth IRAs: We offer both traditional and Roth IRAs, which can be useful tools for retirement savings. Business owners can contribute to these accounts on behalf of themselves and their employees.

Attracting the right talent is essential to the success of a company. Choosing the right key executives can help your business grow productivity, efficiency, and profitability. Johnson Generational is the solution to help your business succeed

Employee Retention Benefits

Improve your company’s ability to attract elite talent and retain existing employees. Our customized employee benefit solutions can help simplify group and executive benefits such as life, accident, critical illness, or disability income insurance.

Lunch and Learn for your employees

Our main goals with these Lunch-n-Learns – aside from providing a great lunch – are simple: 

1. Work benefits are confusing, so we come in to make life easier on the human resources team by discussing how the benefits apply to their personal financials.
2. We want our clients and their employees to feel confident & comfortable in their understanding of their financial future. 3. No matter where you are in your journey, we are here to help you reach your financial dreams and be your trusted advisor, every step of the way.

Valuations

There are many sound business reasons to know your company’s value, but there are also personal ones. If you’re relying on the value of your business to fund your retirement, then having an accurate picture of its value and worth is critical.